prismaNEXT & FINSPED by Apeyron
keep trade moving & Cash flowing
prismaNEXT drives operational efficiency, while FINSPED by Apeyron transforms cash flow into a competitive advantage.
Built for logistics operators and cross-border merchants
For logistics operators
FINSPED helps logistics teams keep documents, shipment activity and trade milestones aligned without relying on endless emails and disconnected tools.
- Keep documents linked to bookings and shipment milestones.
- Reduce manual follow-ups and fragmented coordination between parties.
- Give customers and counterparties a clearer view of document progress.
- Add digital trade services to your PrismaNext offering.
- Maintain a reliable record of key trade milestones.
For merchants
Whether you import, export, buy, sell or trade across borders, FINSPED gives you one clearer way to manage the journey from shipment to settlement.
- Create and track deals linked to the relevant shipment and invoice.
- Follow document checks and payment milestones in one place.
- Know when agreed settlement conditions have been met.
- Move from settlement to payout through a simpler workflow.
- Stop juggling documents, shipping updates and payment messages across disconnected channels.
prismaNEXT – CONNECTED OPERATIONS
Everything trade needs, connected
International trade is more than moving cargo. FINSPED and PrismaNext keep freight activity, supplier collaboration, documents and payment milestones connected, visible and easy to manage in one place.
Trade Settlement
For eligible transactions, connect verified documents and agreed settlement requirements to a trade settlement workflow, while keeping shipment status in view.
Deal creation · Payment status · Payout
Freight operations
Manage quotations, booking requests, shipment milestones and supplier collaboration through a structured operational workflow.
Quotation · Booking · Shipment status
Digital documentation
Prepare, collect and organize the documents required for each shipment, with a clearer path from document readiness to handover.
Commercial invoice · Transport documents · Supporting records
FINSPED BY APEYRON – SMART CASH FLOW
The same payment. A smarter route
You pay in your currency. Your counterparty receives local currency. For eligible corridors, document flows and contractual arrangements, Apeyron’s settlement infrastructure connects directly to the PrismaNext workflow.
TRADITIONAL BANK RAIL
Importer pays → SWIFT and correspondent banks → intermediary deductions → FX margin applied → exporter receives funds
Typical settlement time: T+2 to T+5
Multiple handoffs · Variable fees · Less visibility
FINSPED BY APEYRON
Importer pays in fiat → Apeyron settlement layer → exporter receives local currency
Typical settlement time: same day
Fiat in · fiat out · amount known up front
Savings, by corridor
Illustrative comparison based on a £100,000 payment.
UK → Ghana
| Traditional bank FX spread | 2.75–3.75% |
| Traditional bank fees | SWIFT + correspondent |
| Traditional bank settlement | T+2–T+5 |
| Traditional bank cost | £2,780–£3,780 |
| FINSPED By Apeyron cost | £500 / 0.50% |
| Indicative saving | £2,280–£3,280 |
UK → Brazil
| Traditional bank FX spread | 2.50–3.50% |
| Traditional bank fees | SWIFT + correspondent |
| Traditional bank settlement | T+2–T+5 |
| Traditional bank cost | £2,530–£3,530 |
| FINSPED by Apeyron cost | £400 / 0.40% |
| Indicative saving | £2,130–£3,130 |
UK → EU
| Traditional bank FX spread | 1.50–2.25% |
| Traditional bank fees | SWIFT + correspondent |
| Traditional bank settlement | Same day–T+1 |
| Traditional bank cost | £1,522–£2,280 |
| FINSPED by Apeyron cost | £200 / 0.20% |
| Indicative saving | £1,322–£2,080 |
Illustrative comparison based on a £100,000 payment against a UK bank/SWIFT benchmark. Pricing, timing, eligibility, service availability and settlement outcomes vary by corridor, transaction profile, counterparties, contractual arrangements and applicable requirements.